Navigating the
Homebuying Process
At Choice Mortgage Group, we know buying your first home is more than a milestone—it’s a dream. That’s why we simplify the process with empathy, expert guidance, and white glove service that puts you in control and keeps you informed every step of the way.
We’re homeowners too, and we understand what it’s like to be in your shoes. Our mission? Turning homeownership dreams into reality with honest, tailored mortgages and unmatched service.
Finding the Right Fit for Your First Home
Before diving into numbers, let’s talk about your goals. Are you dreaming of a big backyard? A walkable neighborhood? Space for a growing family or work-from-home life? We’ll help match your needs to the right financing options and timeline—so your search is focused, fun, and purposeful.
Pre-Qualification vs. Pre-Approval:
What You Need to Know
Knowing your financial range early makes everything easier—from home shopping to making a competitive offer. Here’s the difference:
Pre-Qualification
- Quick snapshot of your finances
- Gives a general idea of how much you may qualify for
- No credit check or formal application
- Great starting point for your home search
- Valid for about 30 days
VS
Pre-Approval
- Full financial review
- Shows how much you're actually approved to borrow
- Requires application and credit pull
- Strengthens your offer with sellers
- Typically valid for 30–90 days
- Pro Tip: Getting preapproved sets you up for success in a competitive market. And we can help you do it fast.
Working with a Real Estate Agent You Trust
A knowledgeable, responsive agent makes a huge difference in your experience. If you need a recommendation, we’ve partnered with some of the best—because your success is our shared mission.
Searching for Your New Home
We’ll help you align your wishlist with what’s realistic for your budget and market. Your agent will schedule showings, and we’ll be here to help run payment scenarios on homes you love.
Making an Offer
(and What Happens Next)
Found the one? Amazing. Your agent will help you submit a strong offer, negotiate terms, and schedule a home inspection. We’ll guide you through financing contingencies and next steps with full transparency.
