Helpful Articles
Looking for Approval? Here’s how to improve your debt-to-income ratio.
When applying for a mortgage, one of the crucial metrics that lenders evaluate is your debt-to-income (DTI) ratio. This financial
Ready to Refinance? Let’s work to determine your next steps.
Refinancing your mortgage can be a strategic financial move, but it’s not always the right decision for every homeowner. Essentially,
It’s All in the Numbers – The Benefits of Using a Mortgage Calculator
It’s All in the Numbers – The benefits of using a mortgage calculator When you’re ready for home shopping, one
No Tricks, All Treats – Buying Your Dream Home This Fall
When the pumpkins are lit and the ghouls roam the neighborhoods, it might not seem like the ideal time to
Make Your Home Green – Financing Energy-Efficient Home Improvements
As environmental awareness increases and energy costs continue to rise, more homeowners are considering green renovations to make their homes
Time to Get Ready – How to Prepare for a Mortgage Renewal
For many homeowners, the end of a mortgage term brings several important decisions, primarily about whether to renew or refinance
How to Choose Between a Fixed-Rate and a Variable-Rate Mortgage
When you’re in the market for a new home, one of the most important financial decisions you’ll make is choosing
The Effects of Making Extra Mortgage Payments
For many homeowners, paying off their mortgage early is an attractive option. It can mean significant savings on interest, increased
Estate Planning and Home Ownership – What You Need to Know
Estate planning is an essential aspect of financial management, particularly for homeowners. It involves legally structuring the future disposition of
Homeowner’s Association Ups and Downs
For many homebuyers, whether or not a property is part of a Homeowner’s Association (HOA) can be a significant factor
Looking Toward the Future – How to Save for a Down Payment While Renting
Saving for a down payment on a house can seem daunting, especially when you’re already managing the costs of renting.
Keep Building Your Savings – The Importance of a Side Fund for Maintenance
Owning a home is a significant achievement and a valuable investment, but it also comes with ongoing responsibilities, notably in